Terms and Conditions

HoldMyPhone.com and HoldMyPhone.com.au are owned by Neovox Pty Ltd (Neovox).

Standard Terms & Conditions: 

1. All goods ordered from Neovox are supplied on the basis that title to these goods remains with Neovox until such time as full payment is received.

2. Neovox is responsible for any manufacturers' defects under Neovox warranty.

3. Under Section 18E(8)(c) of the Privacy Act Neovox is allowed to give a credit reporting

agency personal information about your credit application. The information which may be given to an agency is covered by Section 18E(1) of the Act and includes:

• The fact that you have applied for credit and the amount;
• Payments which become overdue more than 60 days, and for which collection action has commenced;
• Cheques drawn by you which have been dishonoured more than once;
• In specified circumstances, that in the opinion of Neovox you have committed a serious credit infringement;

4. Neovox  reserves the right to charge interest on overdue accounts at 1.5% per month above the current commercial overdraft rate at the time.

5. Neovox  shall review your account from time to time and reserves the right to alter the credit terms during the review.

6. No right shall be deemed to be waived unless it shall be in writing signed by the party granting the waiver and shall be effective only to the extent specifically set out in that waiver.

I/we agree that Neovox may give to and seek from any credit providers named in this credit application and any credit providers that may be named in a credit report issued by a credit reporting agency information about my/our credit arrangements. I/we understand that this information can include any information about my/our worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act.

I/we understand the information may be used for the following purposes:

• To assess an application by me/us for credit
• To notify other credit providers of a default by me/us
• To exchange information with other credit providers as to the status of this loan where I am in default with other credit providers
• To assess my/our credit worthiness.